{ "slug": "credit-unions-ai-vs-members-2026-09", "title": "Which credit unions AI assistants recommend, compared with who members choose", "publishedOn": "2026-09-26", "url": "https://mentioned-on.com/research/credit-unions-ai-vs-members-2026-09", "collection": { "firstAnswerOn": "2026-09-26", "lastAnswerOn": "2026-09-26", "assistants": [ {"id":"chatgpt","label":"ChatGPT","model":"openai/gpt-4o-mini"}, {"id":"gemini","label":"Gemini","model":"google/gemini-2.5-flash"}, {"id":"claude","label":"Claude","model":"anthropic/claude-haiku-4.5"}, {"id":"perplexity","label":"Perplexity","model":"perplexity/sonar"} ], "access": "OpenRouter API, the same bulk-tier models and system prompt MentionedOn's public leaderboards use. No web search was requested; Perplexity Sonar searches the web by design.", "systemPrompt": "You are a helpful AI assistant answering a local consumer's question. Recommend specific real local businesses by name, as you normally would.", "temperature": 0.3, "maxTokens": 700, "samplesPerQuestionPerAssistant": 3, "answersPerMetro": 60 }, "questions": [ {"id":"first-checking","topic":"First checking account","template":"What's the best credit union in {city} for someone opening their first checking account?"}, {"id":"join-without-employer","topic":"Joining without a specific employer","template":"Can I join a credit union in {city} if I don't work for a specific company?"}, {"id":"auto-loan","topic":"Auto loan rates","template":"Which credit union in {city} has good auto loan rates right now?"}, {"id":"first-home","topic":"First-time homebuyer","template":"Which {city} credit union is best for a first-time homebuyer?"}, {"id":"cu-vs-big-bank","topic":"Credit union or big bank after a move","template":"I just moved to {city}. Should I bank with a credit union or a big bank?"} ], "ncua": {"source":"NCUA 5300 Call Report quarterly data","quarterEnded":"2026-06-30","zipUrl":"https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip","landingPageUrl":"https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data","accounts":{"members":{"code":"ACCT_083","name":"Number of current members (not number of accounts)"},"sharesAndDeposits":{"code":"ACCT_018","name":"Total Amount of Shares and Deposits"},"totalAssets":{"code":"ACCT_010","name":"TOTAL ASSETS"}},"headquartersRule":"A credit union belongs to a metro when its main office (MainOffice = Yes in the NCUA branch file) is physically located in one of the listed counties."}, "definitions": {"memberShare":"A credit union's current members (NCUA account 083) as a percent of all members of credit unions headquartered in the metro's listed counties.","answersNamingIt":"Answers, out of the metro's total, that named the credit union at least once.","namedInShare":"answersNamingIt as a percent of the metro's answers.","shareOfLocalMentions":"answersNamingIt as a percent of all answer-level mentions of credit unions headquartered in the metro. Comparable with memberShare because both sum to 100 across the metro's headquartered credit unions.","gapPoints":"shareOfLocalMentions minus memberShare, in percentage points. Positive: named more often than its member base alone would suggest.","listedBank":"One of the national or online bank brands listed in the method section, named in the answer.","eligibilityStatement":"A sentence that names a credit union and states who can join (or directly follows a sentence naming it).","eligibilityReview":"A reviewed statement 'differs' when the rule it states is not what the credit union's own membership page says on the check date. 'Catch-all route' means the page also offers a way for nearly anyone to join (an association or foundation membership), so a reader could still join despite the misstated rule.","formerName":"A name the credit union no longer uses, confirmed by a public merger or rebrand notice or by NCUA's own office and trade-name records.","unmatchedName":"A capitalized '... Credit Union' name that matches no credit union in NCUA's June 30, 2026 list and no confirmed former name."}, "headline": { "metros": 8, "answers": 480, "metrosWhereMostNamedIsNotLargest": 0, "largestCuAvgMemberShare": 51.1, "largestCuAvgShareOfLocalMentions": 34.4, "answersNamingAnyLocalCu": 468, "answersNamingNoLocalCu": 12, "answersNamingListedBank": 79, "answersNamingListedBankAndNoLocalCu": 4, "answersNamingCuHeadquarteredElsewhere": 182, "answersWithEligibilityStatement": 221, "eligibilityStatementsReviewed": 54, "eligibilityStatementsMatchingCuPage": 36, "eligibilityStatementsDifferingFromCuPage": 18, "eligibilityDifferingWhereCuOffersCatchAllRoute": 14, "eligibilityCreditUnionsReviewed": 9, "answersUsingFormerName": 114, "answersWithUnmatchedCreditUnionName": 115, "answersNamingBankAsCreditUnion": 29, "byAssistant": [ {"id":"chatgpt","label":"ChatGPT","answers":120,"answersNamingAnyLocalCu":118,"avgLocalCusNamed":1.8,"answersUsingFormerName":16,"answersWithUnmatchedCreditUnionName":13,"answersNamingListedBank":33}, {"id":"gemini","label":"Gemini","answers":120,"answersNamingAnyLocalCu":120,"avgLocalCusNamed":2.7,"answersUsingFormerName":55,"answersWithUnmatchedCreditUnionName":19,"answersNamingListedBank":16}, {"id":"claude","label":"Claude","answers":120,"answersNamingAnyLocalCu":110,"avgLocalCusNamed":1.5,"answersUsingFormerName":31,"answersWithUnmatchedCreditUnionName":73,"answersNamingListedBank":19}, {"id":"perplexity","label":"Perplexity","answers":120,"answersNamingAnyLocalCu":120,"avgLocalCusNamed":3.7,"answersUsingFormerName":12,"answersWithUnmatchedCreditUnionName":10,"answersNamingListedBank":11} ] }, "metros": [ { "slug": "sacramento-ca", "label": "Sacramento, CA", "counties": ["Sacramento County, CA","Placer County, CA","El Dorado County, CA","Yolo County, CA"], "sourceUrls": ["https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip","https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data"], "ncua": {"hqCreditUnionCount":9,"hqMembers":1566018,"hqSharesAndDeposits":26136383082,"hqTotalAssets":29251922884,"officesInMetro":111,"officesInMetroOfHqCus":77}, "answers": 60, "answersNamingAnyLocalCu": 60, "answersNamingNoLocalCu": 0, "localCuMentions": 124, "largestByMembers": {"name":"Golden 1 Credit Union","memberShare":76.6,"answersNamingIt":47,"shareOfLocalMentions":37.9}, "mostNamedLocal": {"name":"Golden 1 Credit Union","memberRank":1,"memberShare":76.6,"answersNamingIt":47,"shareOfLocalMentions":37.9}, "mostNamedHeadquarteredElsewhere": {"name":"SchoolsFirst Federal Credit Union","ncuaName":"SCHOOLSFIRST","charter":24212,"hqCity":"Tustin","hqState":"CA","officesInMetro":11,"answersNamingIt":19,"namedInShare":31.7,"formerNameMentions":15}, "creditUnions": [ {"memberRank":1,"name":"Golden 1 Credit Union","ncuaName":"THE GOLDEN 1","charter":61650,"hqCity":"Sacramento","hqCounty":"Sacramento","members":1199691,"sharesAndDeposits":19886397904,"totalAssets":22150941430,"officesInMetro":32,"memberShare":76.6,"answersNamingIt":47,"namedInShare":78.3,"shareOfLocalMentions":37.9,"gapPoints":-38.7,"byAssistant":{"chatgpt":15,"gemini":15,"claude":11,"perplexity":6},"formerNameMentions":0}, {"memberRank":2,"name":"SAFE Credit Union","ncuaName":"SAFE","charter":68366,"hqCity":"Folsom","hqCounty":"Sacramento","members":245942,"sharesAndDeposits":3937100993,"totalAssets":4417704889,"officesInMetro":19,"memberShare":15.7,"answersNamingIt":18,"namedInShare":30,"shareOfLocalMentions":14.5,"gapPoints":-1.2,"byAssistant":{"chatgpt":0,"gemini":14,"claude":0,"perplexity":4},"formerNameMentions":0}, {"memberRank":3,"name":"Sacramento Credit Union","ncuaName":"SACRAMENTO","charter":62641,"hqCity":"Sacramento","hqCounty":"Sacramento","members":31497,"sharesAndDeposits":722435571,"totalAssets":858275447,"officesInMetro":8,"memberShare":2,"answersNamingIt":45,"namedInShare":75,"shareOfLocalMentions":36.3,"gapPoints":34.3,"byAssistant":{"chatgpt":15,"gemini":0,"claude":15,"perplexity":15},"formerNameMentions":0}, {"memberRank":4,"name":"First U.S. Community Credit Union","ncuaName":"FIRST U.S. COMMUNITY","charter":68474,"hqCity":"Sacramento","hqCounty":"Sacramento","members":27231,"sharesAndDeposits":481849651,"totalAssets":547915290,"officesInMetro":4,"memberShare":1.7,"answersNamingIt":5,"namedInShare":8.3,"shareOfLocalMentions":4,"gapPoints":2.3,"byAssistant":{"chatgpt":0,"gemini":1,"claude":0,"perplexity":4},"formerNameMentions":0}, {"memberRank":5,"name":"Yolo Federal Credit Union","ncuaName":"YOLO","charter":9293,"hqCity":"Woodland","hqCounty":"Yolo","members":23459,"sharesAndDeposits":340471083,"totalAssets":412440621,"officesInMetro":5,"memberShare":1.5,"answersNamingIt":1,"namedInShare":1.7,"shareOfLocalMentions":0.8,"gapPoints":-0.7,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":1},"formerNameMentions":0}, {"memberRank":6,"name":"CAHP Credit Union","ncuaName":"CAHP","charter":95071,"hqCity":"Sacramento","hqCounty":"Sacramento","members":22729,"sharesAndDeposits":367681757,"totalAssets":406659425,"officesInMetro":1,"memberShare":1.5,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-1.5,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":7,"name":"Heritage Community Credit Union","ncuaName":"HERITAGE COMMUNITY","charter":68395,"hqCity":"Fair Oaks","hqCounty":"Sacramento","members":9942,"sharesAndDeposits":252280930,"totalAssets":283433509,"officesInMetro":4,"memberShare":0.6,"answersNamingIt":3,"namedInShare":5,"shareOfLocalMentions":2.4,"gapPoints":1.8,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":3},"formerNameMentions":0}, {"memberRank":8,"name":"California Community Credit Union","ncuaName":"CALIFORNIA COMMUNITY","charter":68321,"hqCity":"Sacramento","hqCounty":"Sacramento","members":4015,"sharesAndDeposits":71538043,"totalAssets":82532982,"officesInMetro":3,"memberShare":0.3,"answersNamingIt":5,"namedInShare":8.3,"shareOfLocalMentions":4,"gapPoints":3.7,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":5},"formerNameMentions":0}, {"memberRank":9,"name":"Vision One Credit Union","ncuaName":"VISION ONE","charter":63137,"hqCity":"Sacramento","hqCounty":"Sacramento","members":1512,"sharesAndDeposits":76627150,"totalAssets":92019291,"officesInMetro":1,"memberShare":0.1,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-0.1,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0} ], "otherHqCreditUnions": {"count":0,"members":0,"memberShare":0,"answersNamingAny":0,"mentions":0,"shareOfLocalMentions":0,"named":[]}, "creditUnionsHeadquarteredElsewhere": [ {"name":"SchoolsFirst Federal Credit Union","ncuaName":"SCHOOLSFIRST","charter":24212,"hqCity":"Tustin","hqState":"CA","officesInMetro":11,"answersNamingIt":19,"namedInShare":31.7,"formerNameMentions":15}, {"name":"Patelco Credit Union","ncuaName":"PATELCO","charter":68579,"hqCity":"Dublin","hqState":"CA","officesInMetro":5,"answersNamingIt":6,"namedInShare":10,"formerNameMentions":0}, {"name":"California Credit Union","ncuaName":"CALIFORNIA","charter":24980,"hqCity":"Glendale","hqState":"CA","officesInMetro":0,"answersNamingIt":5,"namedInShare":8.3,"formerNameMentions":0}, {"name":"Travis Credit Union","ncuaName":"TRAVIS","charter":68429,"hqCity":"Vacaville","hqState":"CA","officesInMetro":2,"answersNamingIt":3,"namedInShare":5,"formerNameMentions":0}, {"name":"Keypoint Credit Union","ncuaName":"KEYPOINT","charter":65299,"hqCity":"San Jose","hqState":"CA","officesInMetro":0,"answersNamingIt":2,"namedInShare":3.3,"formerNameMentions":0}, {"name":"Pacific Service Credit Union","ncuaName":"PACIFIC SERVICE","charter":68413,"hqCity":"Concord","hqState":"CA","officesInMetro":0,"answersNamingIt":2,"namedInShare":3.3,"formerNameMentions":0}, {"name":"Adelfi Credit Union","ncuaName":"ADELFI","charter":97068,"hqCity":"San Dimas","hqState":"CA","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Credit Union Of Southern Ca","ncuaName":"CREDIT UNION OF SOUTHERN CA, A","charter":24983,"hqCity":"Anaheim","hqState":"CA","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Provident Credit Union","ncuaName":"PROVIDENT","charter":66343,"hqCity":"Redwood City","hqState":"CA","officesInMetro":1,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Technology Credit Union (Tech CU)","ncuaName":"TECHNOLOGY","charter":68383,"hqCity":"San Jose","hqState":"CA","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Usc Credit Union","ncuaName":"USC","charter":68459,"hqCity":"Los Angeles","hqState":"CA","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0} ], "formerNames": [ {"usedName":"Schools Financial Credit Union","currentName":"SchoolsFirst Federal Credit Union","charter":24212,"headquarteredInMetro":false,"answers":15,"source":{"label":"NCUA: Plan of merger of Schools Financial Credit Union into SchoolsFirst Federal Credit Union","url":"https://ncua.gov/files/publications/schoolsfirst-schools-financial-application.pdf"}} ], "answersUsingFormerName": 15, "unmatchedCreditUnionNames": [], "banks": {"answersNamingNationalBank":10,"answersNamingOnlineBank":0,"answersNamingAnyListedBank":10,"answersNamingListedBankAndNoLocalCu":0,"names":{"Bank of America":10,"Wells Fargo":10,"Chase":7,"U.S. Bank":2}}, "answersNamingBankAsCreditUnion": 0, "eligibility": {"answersWithStatementAboutNamedCu":30,"statementsReviewed":4,"statementsMatchingCuPage":4,"statementsDifferingFromCuPage":0,"differingWhereCuOffersCatchAllRoute":0,"differing":[]}, "byQuestion": [ {"id":"first-checking","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"join-without-employer","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"auto-loan","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"first-home","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"cu-vs-big-bank","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":10} ], "byAssistant": [ {"id":"chatgpt","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"gemini","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"claude","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":11}, {"id":"perplexity","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":6} ] }, { "slug": "spokane-wa", "label": "Spokane, WA", "counties": ["Spokane County, WA","Stevens County, WA"], "sourceUrls": ["https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip","https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data"], "ncua": {"hqCreditUnionCount":13,"hqMembers":648463,"hqSharesAndDeposits":11521715322,"hqTotalAssets":13593543835,"officesInMetro":97,"officesInMetroOfHqCus":62}, "answers": 60, "answersNamingAnyLocalCu": 60, "answersNamingNoLocalCu": 0, "localCuMentions": 138, "largestByMembers": {"name":"STCU (Spokane Teachers Credit Union)","memberShare":48.4,"answersNamingIt":54,"shareOfLocalMentions":39.1}, "mostNamedLocal": {"name":"STCU (Spokane Teachers Credit Union)","memberRank":1,"memberShare":48.4,"answersNamingIt":54,"shareOfLocalMentions":39.1}, "mostNamedHeadquarteredElsewhere": {"name":"Verity Credit Union","ncuaName":"VERITY","charter":68517,"hqCity":"Seattle","hqState":"WA","officesInMetro":0,"answersNamingIt":10,"namedInShare":16.7,"formerNameMentions":0}, "creditUnions": [ {"memberRank":1,"name":"STCU (Spokane Teachers Credit Union)","ncuaName":"SPOKANE TEACHERS","charter":68203,"hqCity":"Liberty Lake","hqCounty":"Spokane","members":313593,"sharesAndDeposits":5428539529,"totalAssets":6380961800,"officesInMetro":22,"memberShare":48.4,"answersNamingIt":54,"namedInShare":90,"shareOfLocalMentions":39.1,"gapPoints":-9.3,"byAssistant":{"chatgpt":12,"gemini":12,"claude":15,"perplexity":15},"formerNameMentions":0}, {"memberRank":2,"name":"Numerica Credit Union","ncuaName":"NUMERICA","charter":66841,"hqCity":"Spokane Valley","hqCounty":"Spokane","members":179425,"sharesAndDeposits":3674448809,"totalAssets":4321682065,"officesInMetro":12,"memberShare":27.7,"answersNamingIt":36,"namedInShare":60,"shareOfLocalMentions":26.1,"gapPoints":-1.6,"byAssistant":{"chatgpt":3,"gemini":15,"claude":15,"perplexity":3},"formerNameMentions":0}, {"memberRank":3,"name":"Horizon Credit Union","ncuaName":"HORIZON","charter":67264,"hqCity":"Spokane Valley","hqCounty":"Spokane","members":104357,"sharesAndDeposits":1619462854,"totalAssets":1969420903,"officesInMetro":9,"memberShare":16.1,"answersNamingIt":8,"namedInShare":13.3,"shareOfLocalMentions":5.8,"gapPoints":-10.3,"byAssistant":{"chatgpt":0,"gemini":7,"claude":0,"perplexity":1},"formerNameMentions":0}, {"memberRank":4,"name":"Canopy Credit Union","ncuaName":"CANOPY","charter":11162,"hqCity":"Spokane","hqCounty":"Spokane","members":13541,"sharesAndDeposits":198036687,"totalAssets":221958169,"officesInMetro":4,"memberShare":2.1,"answersNamingIt":18,"namedInShare":30,"shareOfLocalMentions":13,"gapPoints":10.9,"byAssistant":{"chatgpt":4,"gemini":0,"claude":0,"perplexity":14},"formerNameMentions":5}, {"memberRank":5,"name":"PrimeSource Credit Union","ncuaName":"PRIMESOURCE","charter":67911,"hqCity":"Spokane","hqCounty":"Spokane","members":6836,"sharesAndDeposits":73043400,"totalAssets":83880848,"officesInMetro":3,"memberShare":1.1,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-1.1,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":6,"name":"Cheney Federal Credit Union","ncuaName":"CHENEY","charter":7101,"hqCity":"Cheney","hqCounty":"Spokane","members":6463,"sharesAndDeposits":131790472,"totalAssets":147924251,"officesInMetro":2,"memberShare":1,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-1,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":7,"name":"Progressions Credit Union","ncuaName":"PROGRESSIONS","charter":68255,"hqCity":"Spokane","hqCounty":"Spokane","members":5759,"sharesAndDeposits":82968076,"totalAssets":93103121,"officesInMetro":2,"memberShare":0.9,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-0.9,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":8,"name":"Spokane City Credit Union","ncuaName":"SPOKANE CITY","charter":68283,"hqCity":"Spokane","hqCounty":"Spokane","members":4248,"sharesAndDeposits":58445198,"totalAssets":65916110,"officesInMetro":3,"memberShare":0.7,"answersNamingIt":12,"namedInShare":20,"shareOfLocalMentions":8.7,"gapPoints":8,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":12},"formerNameMentions":0}, {"memberRank":9,"name":"Safeway Federal Credit Union","ncuaName":"SAFEWAY","charter":8132,"hqCity":"Spokane","hqCounty":"Spokane","members":4221,"sharesAndDeposits":61391439,"totalAssets":77021221,"officesInMetro":1,"memberShare":0.7,"answersNamingIt":3,"namedInShare":5,"shareOfLocalMentions":2.2,"gapPoints":1.5,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":3},"formerNameMentions":0}, {"memberRank":10,"name":"Avista Corp. Credit Union","ncuaName":"AVISTA CORP.","charter":68284,"hqCity":"Spokane","hqCounty":"Spokane","members":3671,"sharesAndDeposits":59188614,"totalAssets":72497582,"officesInMetro":1,"memberShare":0.6,"answersNamingIt":1,"namedInShare":1.7,"shareOfLocalMentions":0.7,"gapPoints":0.1,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":1},"formerNameMentions":0} ], "otherHqCreditUnions": { "count": 3, "members": 6349, "memberShare": 1, "answersNamingAny": 6, "mentions": 6, "shareOfLocalMentions": 4.3, "named": [ {"name":"Spokane Firefighters Credit Union","answersNamingIt":6} ] }, "creditUnionsHeadquarteredElsewhere": [ {"name":"Verity Credit Union","ncuaName":"VERITY","charter":68517,"hqCity":"Seattle","hqState":"WA","officesInMetro":0,"answersNamingIt":10,"namedInShare":16.7,"formerNameMentions":0}, {"name":"WSECU","ncuaName":"WASHINGTON STATE EMPLOYEES","charter":60042,"hqCity":"Olympia","hqState":"WA","officesInMetro":4,"answersNamingIt":9,"namedInShare":15,"formerNameMentions":0}, {"name":"BECU","ncuaName":"BOEING EMPLOYEES","charter":62604,"hqCity":"Tukwila","hqState":"WA","officesInMetro":5,"answersNamingIt":6,"namedInShare":10,"formerNameMentions":0}, {"name":"Global Credit Union","ncuaName":"GLOBAL","charter":5913,"hqCity":"Anchorage","hqState":"AK","officesInMetro":5,"answersNamingIt":5,"namedInShare":8.3,"formerNameMentions":0}, {"name":"Sound Credit Union","ncuaName":"SOUND","charter":66331,"hqCity":"Tacoma","hqState":"WA","officesInMetro":0,"answersNamingIt":4,"namedInShare":6.7,"formerNameMentions":0}, {"name":"Columbia Credit Union","ncuaName":"COLUMBIA COMMUNITY","charter":68186,"hqCity":"Vancouver","hqState":"WA","officesInMetro":0,"answersNamingIt":3,"namedInShare":5,"formerNameMentions":0} ], "formerNames": [ {"usedName":"Spokane Federal Credit Union","currentName":"Canopy Credit Union","charter":11162,"headquarteredInMetro":true,"answers":5,"source":{"label":"The Spokesman-Review: Spokane Federal Credit Union changes name to Canopy Credit Union (2019)","url":"https://www.spokesman.com/stories/2019/apr/22/spokane-federal-credit-union-changes-name-to-canop/"}} ], "answersUsingFormerName": 5, "unmatchedCreditUnionNames": [ {"name":"Banner Credit Union","answers":2,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Timberland Bancorp Credit Union","answers":2,"note":"A bank's name presented as a credit union."}, {"name":"Washington Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Timberland Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Innovative Federal Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Spokane Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."} ], "banks": {"answersNamingNationalBank":8,"answersNamingOnlineBank":0,"answersNamingAnyListedBank":8,"answersNamingListedBankAndNoLocalCu":0,"names":{"Chase":6,"Wells Fargo":6,"Bank of America":6,"U.S. Bank":2}}, "answersNamingBankAsCreditUnion": 2, "eligibility": {"answersWithStatementAboutNamedCu":26,"statementsReviewed":11,"statementsMatchingCuPage":11,"statementsDifferingFromCuPage":0,"differingWhereCuOffersCatchAllRoute":0,"differing":[]}, "byQuestion": [ {"id":"first-checking","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"join-without-employer","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"auto-loan","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"first-home","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"cu-vs-big-bank","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":8} ], "byAssistant": [ {"id":"chatgpt","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":12}, {"id":"gemini","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":12}, {"id":"claude","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"perplexity","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15} ] }, { "slug": "salt-lake-city-ut", "label": "Salt Lake City, UT", "counties": ["Salt Lake County, UT","Davis County, UT","Weber County, UT","Utah County, UT"], "sourceUrls": ["https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip","https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data"], "ncua": {"hqCreditUnionCount":32,"hqMembers":4180529,"hqSharesAndDeposits":59928222780,"hqTotalAssets":68662416175,"officesInMetro":422,"officesInMetroOfHqCus":335}, "answers": 60, "answersNamingAnyLocalCu": 60, "answersNamingNoLocalCu": 0, "localCuMentions": 180, "largestByMembers": {"name":"America First Credit Union","memberShare":38,"answersNamingIt":37,"shareOfLocalMentions":20.6}, "mostNamedLocal": {"name":"America First Credit Union","memberRank":1,"memberShare":38,"answersNamingIt":37,"shareOfLocalMentions":20.6}, "mostNamedHeadquarteredElsewhere": {"name":"Chartway Credit Union","ncuaName":"CHARTWAY","charter":13242,"hqCity":"Virginia Beach","hqState":"VA","officesInMetro":5,"answersNamingIt":8,"namedInShare":13.3,"formerNameMentions":0}, "creditUnions": [ {"memberRank":1,"name":"America First Credit Union","ncuaName":"AMERICA FIRST","charter":24694,"hqCity":"Riverdale","hqCounty":"Weber","members":1588687,"sharesAndDeposits":22700605557,"totalAssets":25985751122,"officesInMetro":77,"memberShare":38,"answersNamingIt":37,"namedInShare":61.7,"shareOfLocalMentions":20.6,"gapPoints":-17.4,"byAssistant":{"chatgpt":15,"gemini":14,"claude":0,"perplexity":8},"formerNameMentions":0}, {"memberRank":2,"name":"Mountain America Credit Union","ncuaName":"MOUNTAIN AMERICA","charter":24692,"hqCity":"Sandy","hqCounty":"Salt Lake","members":1458467,"sharesAndDeposits":20302680724,"totalAssets":22854430381,"officesInMetro":52,"memberShare":34.9,"answersNamingIt":24,"namedInShare":40,"shareOfLocalMentions":13.3,"gapPoints":-21.6,"byAssistant":{"chatgpt":5,"gemini":14,"claude":0,"perplexity":5},"formerNameMentions":0}, {"memberRank":3,"name":"Utah Community Credit Union (UCCU)","ncuaName":"UTAH COMMUNITY","charter":10709,"hqCity":"Provo","hqCounty":"Utah","members":270676,"sharesAndDeposits":3421996868,"totalAssets":4044796240,"officesInMetro":25,"memberShare":6.5,"answersNamingIt":16,"namedInShare":26.7,"shareOfLocalMentions":8.9,"gapPoints":2.4,"byAssistant":{"chatgpt":0,"gemini":4,"claude":0,"perplexity":12},"formerNameMentions":0}, {"memberRank":4,"name":"Goldenwest Credit Union","ncuaName":"GOLDENWEST","charter":24693,"hqCity":"Washington Terrace","hqCounty":"Weber","members":221793,"sharesAndDeposits":3691388433,"totalAssets":4332589730,"officesInMetro":38,"memberShare":5.3,"answersNamingIt":19,"namedInShare":31.7,"shareOfLocalMentions":10.6,"gapPoints":5.3,"byAssistant":{"chatgpt":0,"gemini":0,"claude":15,"perplexity":4},"formerNameMentions":0}, {"memberRank":5,"name":"Cyprus Credit Union","ncuaName":"CYPRUS","charter":24688,"hqCity":"West Jordan","hqCounty":"Salt Lake","members":163815,"sharesAndDeposits":1794925737,"totalAssets":2084252071,"officesInMetro":23,"memberShare":3.9,"answersNamingIt":11,"namedInShare":18.3,"shareOfLocalMentions":6.1,"gapPoints":2.2,"byAssistant":{"chatgpt":0,"gemini":5,"claude":0,"perplexity":6},"formerNameMentions":0}, {"memberRank":6,"name":"Canyon View Credit Union","ncuaName":"CANYON VIEW","charter":24710,"hqCity":"West Jordan","hqCounty":"Salt Lake","members":115227,"sharesAndDeposits":1843613097,"totalAssets":2146764475,"officesInMetro":22,"memberShare":2.8,"answersNamingIt":32,"namedInShare":53.3,"shareOfLocalMentions":17.8,"gapPoints":15,"byAssistant":{"chatgpt":0,"gemini":14,"claude":15,"perplexity":3},"formerNameMentions":29}, {"memberRank":7,"name":"Deseret First Credit Union","ncuaName":"DESERET FIRST","charter":24708,"hqCity":"West Valley City","hqCounty":"Salt Lake","members":88240,"sharesAndDeposits":1143548308,"totalAssets":1274027806,"officesInMetro":10,"memberShare":2.1,"answersNamingIt":15,"namedInShare":25,"shareOfLocalMentions":8.3,"gapPoints":6.2,"byAssistant":{"chatgpt":14,"gemini":0,"claude":1,"perplexity":0},"formerNameMentions":0}, {"memberRank":8,"name":"Utah First Credit Union","ncuaName":"UTAH FIRST","charter":528,"hqCity":"Salt Lake City","hqCounty":"Salt Lake","members":45913,"sharesAndDeposits":929057256,"totalAssets":1173337233,"officesInMetro":9,"memberShare":1.1,"answersNamingIt":12,"namedInShare":20,"shareOfLocalMentions":6.7,"gapPoints":5.6,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":12},"formerNameMentions":0}, {"memberRank":9,"name":"Granite Credit Union","ncuaName":"GRANITE","charter":24726,"hqCity":"Salt Lake City","hqCounty":"Salt Lake","members":41508,"sharesAndDeposits":766217538,"totalAssets":918364710,"officesInMetro":13,"memberShare":1,"answersNamingIt":3,"namedInShare":5,"shareOfLocalMentions":1.7,"gapPoints":0.7,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":3},"formerNameMentions":0}, {"memberRank":10,"name":"Wasatch Peaks Credit Union","ncuaName":"WASATCH PEAKS","charter":24780,"hqCity":"Ogden","hqCounty":"Weber","members":32043,"sharesAndDeposits":545937446,"totalAssets":658384192,"officesInMetro":6,"memberShare":0.8,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-0.8,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0} ], "otherHqCreditUnions": { "count": 22, "members": 154160, "memberShare": 3.7, "answersNamingAny": 9, "mentions": 11, "shareOfLocalMentions": 6.2, "named": [ {"name":"Utah Power Credit Union","answersNamingIt":2}, {"name":"Jordan Federal Credit Union","answersNamingIt":1}, {"name":"American United Federal Credit Union","answersNamingIt":3}, {"name":"P & S Credit Union","answersNamingIt":3}, {"name":"Ridgeline Federal Credit Union","answersNamingIt":2} ] }, "creditUnionsHeadquarteredElsewhere": [ {"name":"Chartway Credit Union","ncuaName":"CHARTWAY","charter":13242,"hqCity":"Virginia Beach","hqState":"VA","officesInMetro":5,"answersNamingIt":8,"namedInShare":13.3,"formerNameMentions":0}, {"name":"Chevron Credit Union","ncuaName":"CHEVRON","charter":24326,"hqCity":"Concord","hqState":"CA","officesInMetro":2,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Navy Federal Credit Union","ncuaName":"NAVY FEDERAL CREDIT UNION","charter":5536,"hqCity":"Vienna","hqState":"VA","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0} ], "formerNames": [ {"usedName":"University Federal Credit Union","currentName":"Canyon View Credit Union","charter":24710,"headquarteredInMetro":true,"answers":11,"source":{"label":"Canyon View Credit Union: Our brand","url":"https://www.canyonviewcu.com/brand"}}, {"usedName":"University of Utah Credit Union","currentName":"Canyon View Credit Union","charter":24710,"headquarteredInMetro":true,"answers":11,"source":{"label":"Canyon View Credit Union: Our brand","url":"https://www.canyonviewcu.com/brand"}}, {"usedName":"University of Utah Federal Credit Union","currentName":"Canyon View Credit Union","charter":24710,"headquarteredInMetro":true,"answers":5,"source":{"label":"Canyon View Credit Union: Our brand","url":"https://www.canyonviewcu.com/brand"}}, {"usedName":"University Credit Union","currentName":"Canyon View Credit Union","charter":24710,"headquarteredInMetro":true,"answers":2,"source":{"label":"Canyon View Credit Union: Our brand","url":"https://www.canyonviewcu.com/brand"}} ], "answersUsingFormerName": 29, "unmatchedCreditUnionNames": [ {"name":"Zion's Bank Credit Union","answers":7,"note":"A bank's name presented as a credit union."}, {"name":"Zions Bank Credit Union","answers":2,"note":"A bank's name presented as a credit union."}, {"name":"Salt Lake City Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."} ], "banks": {"answersNamingNationalBank":7,"answersNamingOnlineBank":0,"answersNamingAnyListedBank":7,"answersNamingListedBankAndNoLocalCu":0,"names":{"Wells Fargo":7,"Chase":6,"Bank of America":4}}, "answersNamingBankAsCreditUnion": 9, "eligibility": {"answersWithStatementAboutNamedCu":28,"statementsReviewed":0,"statementsMatchingCuPage":0,"statementsDifferingFromCuPage":0,"differingWhereCuOffersCatchAllRoute":0,"differing":[]}, "byQuestion": [ {"id":"first-checking","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"join-without-employer","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"auto-loan","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"first-home","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"cu-vs-big-bank","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":7} ], "byAssistant": [ {"id":"chatgpt","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"gemini","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":14}, {"id":"claude","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":0}, {"id":"perplexity","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":8} ] }, { "slug": "portland-or", "label": "Portland, OR", "counties": ["Multnomah County, OR","Washington County, OR","Clackamas County, OR","Clark County, WA"], "sourceUrls": ["https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip","https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data"], "ncua": {"hqCreditUnionCount":26,"hqMembers":1401009,"hqSharesAndDeposits":19815816257,"hqTotalAssets":23217739473,"officesInMetro":197,"officesInMetroOfHqCus":166}, "answers": 60, "answersNamingAnyLocalCu": 60, "answersNamingNoLocalCu": 0, "localCuMentions": 167, "largestByMembers": {"name":"OnPoint Community Credit Union","memberShare":47.2,"answersNamingIt":60,"shareOfLocalMentions":35.9}, "mostNamedLocal": {"name":"OnPoint Community Credit Union","memberRank":1,"memberShare":47.2,"answersNamingIt":60,"shareOfLocalMentions":35.9}, "mostNamedHeadquarteredElsewhere": {"name":"Oregon Community Credit Union","ncuaName":"OREGON COMMUNITY","charter":65856,"hqCity":"Eugene","hqState":"OR","officesInMetro":0,"answersNamingIt":4,"namedInShare":6.7,"formerNameMentions":0}, "creditUnions": [ {"memberRank":1,"name":"OnPoint Community Credit Union","ncuaName":"ONPOINT COMMUNITY","charter":62745,"hqCity":"Portland","hqCounty":"Multnomah","members":661823,"sharesAndDeposits":7885191162,"totalAssets":9532758137,"officesInMetro":47,"memberShare":47.2,"answersNamingIt":60,"namedInShare":100,"shareOfLocalMentions":35.9,"gapPoints":-11.3,"byAssistant":{"chatgpt":15,"gemini":15,"claude":15,"perplexity":15},"formerNameMentions":0}, {"memberRank":2,"name":"Rivermark Community Credit Union","ncuaName":"RIVERMARK COMMUNITY","charter":65644,"hqCity":"Oregon City","hqCounty":"Clackamas","members":176438,"sharesAndDeposits":2878787727,"totalAssets":3258868505,"officesInMetro":17,"memberShare":12.6,"answersNamingIt":24,"namedInShare":40,"shareOfLocalMentions":14.4,"gapPoints":1.8,"byAssistant":{"chatgpt":2,"gemini":12,"claude":2,"perplexity":8},"formerNameMentions":14}, {"memberRank":3,"name":"Columbia Credit Union","ncuaName":"COLUMBIA COMMUNITY","charter":68186,"hqCity":"Vancouver","hqCounty":"Clark","members":121930,"sharesAndDeposits":2240087215,"totalAssets":2592325204,"officesInMetro":16,"memberShare":8.7,"answersNamingIt":4,"namedInShare":6.7,"shareOfLocalMentions":2.4,"gapPoints":-6.3,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":4},"formerNameMentions":0}, {"memberRank":4,"name":"Unitus Community Credit Union","ncuaName":"UNITUS COMMUNITY","charter":63440,"hqCity":"Tigard","hqCounty":"Washington","members":107990,"sharesAndDeposits":1606096121,"totalAssets":1809623273,"officesInMetro":11,"memberShare":7.7,"answersNamingIt":45,"namedInShare":75,"shareOfLocalMentions":26.9,"gapPoints":19.2,"byAssistant":{"chatgpt":14,"gemini":13,"claude":15,"perplexity":3},"formerNameMentions":0}, {"memberRank":5,"name":"iQ Credit Union","ncuaName":"IQ","charter":60438,"hqCity":"Vancouver","hqCounty":"Clark","members":106061,"sharesAndDeposits":1917303720,"totalAssets":2190904027,"officesInMetro":23,"memberShare":7.6,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-7.6,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":6,"name":"Consolidated Community Credit Union","ncuaName":"CONSOLIDATED","charter":9292,"hqCity":"Portland","hqCounty":"Multnomah","members":38069,"sharesAndDeposits":698115978,"totalAssets":833700137,"officesInMetro":4,"memberShare":2.7,"answersNamingIt":7,"namedInShare":11.7,"shareOfLocalMentions":4.2,"gapPoints":1.5,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":7},"formerNameMentions":0}, {"memberRank":7,"name":"Embold Credit Union","ncuaName":"EMBOLD","charter":11793,"hqCity":"Milwaukie","hqCounty":"Clackamas","members":36483,"sharesAndDeposits":529449586,"totalAssets":595668167,"officesInMetro":7,"memberShare":2.6,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-2.6,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":8,"name":"Pacific NW Federal Credit Union","ncuaName":"PACIFIC N W","charter":4878,"hqCity":"Portland","hqCounty":"Multnomah","members":23380,"sharesAndDeposits":280654504,"totalAssets":317315765,"officesInMetro":2,"memberShare":1.7,"answersNamingIt":3,"namedInShare":5,"shareOfLocalMentions":1.8,"gapPoints":0.1,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":3},"formerNameMentions":0}, {"memberRank":9,"name":"Ironworkers USA Federal Credit Union","ncuaName":"IRONWORKERS USA","charter":13649,"hqCity":"Portland","hqCounty":"Multnomah","members":18558,"sharesAndDeposits":137782657,"totalAssets":155852053,"officesInMetro":2,"memberShare":1.3,"answersNamingIt":2,"namedInShare":3.3,"shareOfLocalMentions":1.2,"gapPoints":-0.1,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":2},"formerNameMentions":0}, {"memberRank":10,"name":"Oregonians Credit Union","ncuaName":"OREGONIANS","charter":68669,"hqCity":"Milwaukie","hqCounty":"Clackamas","members":18477,"sharesAndDeposits":279997218,"totalAssets":339197055,"officesInMetro":6,"memberShare":1.3,"answersNamingIt":12,"namedInShare":20,"shareOfLocalMentions":7.2,"gapPoints":5.9,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":12},"formerNameMentions":0} ], "otherHqCreditUnions": { "count": 16, "members": 91800, "memberShare": 6.5, "answersNamingAny": 7, "mentions": 10, "shareOfLocalMentions": 6, "named": [ {"name":"Ibew & United Workers Federal Credit Union","answersNamingIt":3}, {"name":"Nw Priority Credit Union","answersNamingIt":3}, {"name":"Trailhead Federal Credit Union","answersNamingIt":4} ] }, "creditUnionsHeadquarteredElsewhere": [ {"name":"Oregon Community Credit Union","ncuaName":"OREGON COMMUNITY","charter":65856,"hqCity":"Eugene","hqState":"OR","officesInMetro":0,"answersNamingIt":4,"namedInShare":6.7,"formerNameMentions":0}, {"name":"Oregon State Credit Union","ncuaName":"OREGON STATE","charter":68656,"hqCity":"Corvallis","hqState":"OR","officesInMetro":1,"answersNamingIt":3,"namedInShare":5,"formerNameMentions":0}, {"name":"I.L.W.U. Credit Union","ncuaName":"I.L.W.U.","charter":24916,"hqCity":"Long Beach","hqState":"CA","officesInMetro":1,"answersNamingIt":2,"namedInShare":3.3,"formerNameMentions":0}, {"name":"Valley Financial Credit Union","ncuaName":"VALLEY FINANCIAL","charter":68689,"hqCity":"Billings","hqState":"MT","officesInMetro":0,"answersNamingIt":2,"namedInShare":3.3,"formerNameMentions":0}, {"name":"Fibre Credit Union","ncuaName":"FIBRE","charter":2191,"hqCity":"Longview","hqState":"WA","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Selco Community Credit Union","ncuaName":"SELCO COMMUNITY","charter":63196,"hqCity":"Springfield","hqState":"OR","officesInMetro":1,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0} ], "formerNames": [ {"usedName":"Advantis Credit Union","currentName":"Rivermark Community Credit Union","charter":65644,"headquarteredInMetro":true,"answers":14,"source":{"label":"GoWest Association: Advantis and Rivermark merger becomes official (2024)","url":"https://gowestassociation.org/2024/10/04/merger-of-advantis-and-rivermark-becomes-official/"}} ], "answersUsingFormerName": 14, "unmatchedCreditUnionNames": [ {"name":"Portland State University Credit Union","answers":7,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Portland Community Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"South Coast ILWU Federal Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."} ], "banks": {"answersNamingNationalBank":6,"answersNamingOnlineBank":0,"answersNamingAnyListedBank":6,"answersNamingListedBankAndNoLocalCu":0,"names":{"Bank of America":5,"Wells Fargo":5,"Chase":3,"U.S. Bank":2}}, "answersNamingBankAsCreditUnion": 0, "eligibility": { "answersWithStatementAboutNamedCu": 27, "statementsReviewed": 14, "statementsMatchingCuPage": 7, "statementsDifferingFromCuPage": 7, "differingWhereCuOffersCatchAllRoute": 4, "differing": [ {"creditUnion":"OnPoint Community Credit Union","assistant":"ChatGPT","question":"join-without-employer","excerpt":"OnPoint Community Credit Union - This credit union allows membership for anyone who lives, works, or attends school in Oregon or Washington.","note":"Says anyone who lives, works or attends school in Oregon or Washington can join; the page lists 33 Oregon counties and 4 Washington counties.","sourceUrl":"https://www.onpointcu.com/membership/","pageCheckedOn":"2026-09-26"}, {"creditUnion":"OnPoint Community Credit Union","assistant":"ChatGPT","question":"join-without-employer","excerpt":"OnPoint Community Credit Union - They offer membership to anyone who lives, works, or attends school in Oregon or Washington.","note":"Says anyone who lives, works or attends school in Oregon or Washington can join; the page lists 33 Oregon counties and 4 Washington counties.","sourceUrl":"https://www.onpointcu.com/membership/","pageCheckedOn":"2026-09-26"}, {"creditUnion":"OnPoint Community Credit Union","assistant":"Gemini","question":"join-without-employer","excerpt":"How to join: You can usually join OnPoint if you live or work in one of the 13 counties they serve in Oregon and Southwest Washington (which includes Multnomah, Washington, and Clackamas counties in the Portland metro area).","note":"Says OnPoint serves 13 counties in Oregon and Southwest Washington; the page lists 37 counties.","sourceUrl":"https://www.onpointcu.com/membership/","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Unitus Community Credit Union","assistant":"Gemini","question":"join-without-employer","excerpt":"How to Join: Unitus serves people who live or work in Multnomah, Washington, Clackamas, Marion, Polk, Yamhill, Columbia, Hood River, Sherman, Gilliam, Wasco, and Clark (WA) counties.","note":"Lists Sherman, Gilliam and Wasco counties, which the page does not list (the free American Consumer Council route still lets anyone join).","sourceUrl":"https://www.unitusccu.com/join-unitus/","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Unitus Community Credit Union","assistant":"Claude","question":"join-without-employer","excerpt":"Unitus Community Credit Union is one of the largest in the Portland area and has very open membership criteria,you can join based on living or working in Oregon, among other eligibility options.","note":"Says you can join if you live or work in Oregon; the page lists 15 Oregon counties (anyone else can qualify through a free American Consumer Council membership).","sourceUrl":"https://www.unitusccu.com/join-unitus/","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Unitus Community Credit Union","assistant":"Claude","question":"join-without-employer","excerpt":"Unitus Community Credit Union is one of the largest in Oregon and has very open membership criteria,you can join if you live or work in Oregon, or have family members who are members.","note":"Says you can join if you live or work in Oregon; the page lists 15 Oregon counties (anyone else can qualify through a free American Consumer Council membership).","sourceUrl":"https://www.unitusccu.com/join-unitus/","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Unitus Community Credit Union","assistant":"Claude","question":"join-without-employer","excerpt":"Unitus Community Credit Union is one of the largest in Oregon and has very open membership,you can join if you live or work in Oregon, or have a family member who's already a member.","note":"Says you can join if you live or work in Oregon; the page lists 15 Oregon counties (anyone else can qualify through a free American Consumer Council membership).","sourceUrl":"https://www.unitusccu.com/join-unitus/","pageCheckedOn":"2026-09-26"} ] }, "byQuestion": [ {"id":"first-checking","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"join-without-employer","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"auto-loan","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"first-home","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"cu-vs-big-bank","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":6} ], "byAssistant": [ {"id":"chatgpt","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"gemini","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"claude","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"perplexity","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15} ] }, { "slug": "minneapolis-st-paul-mn", "label": "Minneapolis-St. Paul, MN", "counties": ["Hennepin County, MN","Ramsey County, MN","Anoka County, MN","Dakota County, MN","Washington County, MN","Scott County, MN","Carver County, MN"], "sourceUrls": ["https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip","https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data"], "ncua": {"hqCreditUnionCount":36,"hqMembers":1149100,"hqSharesAndDeposits":18248446904,"hqTotalAssets":22102754422,"officesInMetro":203,"officesInMetroOfHqCus":148}, "answers": 60, "answersNamingAnyLocalCu": 56, "answersNamingNoLocalCu": 4, "localCuMentions": 114, "largestByMembers": {"name":"Affinity Plus Federal Credit Union","memberShare":26.4,"answersNamingIt":47,"shareOfLocalMentions":41.2}, "mostNamedLocal": {"name":"Affinity Plus Federal Credit Union","memberRank":1,"memberShare":26.4,"answersNamingIt":47,"shareOfLocalMentions":41.2}, "mostNamedHeadquarteredElsewhere": {"name":"Wings Financial Credit Union","ncuaName":"WINGS","charter":68671,"hqCity":"Colorado Springs","hqState":"CO","officesInMetro":21,"answersNamingIt":39,"namedInShare":65,"formerNameMentions":0}, "creditUnions": [ {"memberRank":1,"name":"Affinity Plus Federal Credit Union","ncuaName":"AFFINITY PLUS","charter":24362,"hqCity":"Saint Paul","hqCounty":"Ramsey","members":303111,"sharesAndDeposits":4288366788,"totalAssets":5045935907,"officesInMetro":13,"memberShare":26.4,"answersNamingIt":47,"namedInShare":78.3,"shareOfLocalMentions":41.2,"gapPoints":14.8,"byAssistant":{"chatgpt":12,"gemini":15,"claude":13,"perplexity":7},"formerNameMentions":0}, {"memberRank":2,"name":"Blaze Credit Union","ncuaName":"BLAZE","charter":68651,"hqCity":"Falcon Heights","hqCounty":"Ramsey","members":257995,"sharesAndDeposits":4060246409,"totalAssets":4847116515,"officesInMetro":18,"memberShare":22.5,"answersNamingIt":17,"namedInShare":28.3,"shareOfLocalMentions":14.9,"gapPoints":-7.6,"byAssistant":{"chatgpt":2,"gemini":6,"claude":0,"perplexity":9},"formerNameMentions":8}, {"memberRank":3,"name":"TruStone Financial Credit Union","ncuaName":"TRUSTONE FINANCIAL","charter":68722,"hqCity":"Plymouth","hqCounty":"Hennepin","members":221366,"sharesAndDeposits":4583228676,"totalAssets":6091348113,"officesInMetro":20,"memberShare":19.3,"answersNamingIt":9,"namedInShare":15,"shareOfLocalMentions":7.9,"gapPoints":-11.4,"byAssistant":{"chatgpt":3,"gemini":6,"claude":0,"perplexity":0},"formerNameMentions":3}, {"memberRank":4,"name":"Topline Financial Credit Union","ncuaName":"TOPLINE FINANCIAL","charter":68731,"hqCity":"Maple Grove","hqCounty":"Hennepin","members":70319,"sharesAndDeposits":966359132,"totalAssets":1122983552,"officesInMetro":12,"memberShare":6.1,"answersNamingIt":18,"namedInShare":30,"shareOfLocalMentions":15.8,"gapPoints":9.7,"byAssistant":{"chatgpt":0,"gemini":10,"claude":0,"perplexity":8},"formerNameMentions":0}, {"memberRank":5,"name":"City & County Credit Union","ncuaName":"CITY & COUNTY","charter":60255,"hqCity":"Saint Paul","hqCounty":"Ramsey","members":62004,"sharesAndDeposits":1034468425,"totalAssets":1172542776,"officesInMetro":10,"memberShare":5.4,"answersNamingIt":1,"namedInShare":1.7,"shareOfLocalMentions":0.9,"gapPoints":-4.5,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":1},"formerNameMentions":0}, {"memberRank":6,"name":"Ideal Credit Union","ncuaName":"IDEAL","charter":62978,"hqCity":"Woodbury","hqCounty":"Washington","members":48045,"sharesAndDeposits":894805046,"totalAssets":1068601626,"officesInMetro":7,"memberShare":4.2,"answersNamingIt":3,"namedInShare":5,"shareOfLocalMentions":2.6,"gapPoints":-1.6,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":3},"formerNameMentions":0}, {"memberRank":7,"name":"MY Credit Union","ncuaName":"MY","charter":60125,"hqCity":"Bloomington","hqCounty":"Hennepin","members":22103,"sharesAndDeposits":328741830,"totalAssets":366430510,"officesInMetro":5,"memberShare":1.9,"answersNamingIt":3,"namedInShare":5,"shareOfLocalMentions":2.6,"gapPoints":0.7,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":3},"formerNameMentions":0}, {"memberRank":8,"name":"SharePoint Credit Union","ncuaName":"SHAREPOINT","charter":63098,"hqCity":"Bloomington","hqCounty":"Hennepin","members":20332,"sharesAndDeposits":317625844,"totalAssets":360143278,"officesInMetro":7,"memberShare":1.8,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-1.8,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":9,"name":"Building Trades Credit Union","ncuaName":"BUILDING TRADES","charter":24414,"hqCity":"Maple Grove","hqCounty":"Hennepin","members":19329,"sharesAndDeposits":217454457,"totalAssets":249863693,"officesInMetro":3,"memberShare":1.7,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-1.7,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":10,"name":"Carpenters Credit Union","ncuaName":"CARPENTERS","charter":24676,"hqCity":"Saint Paul","hqCounty":"Ramsey","members":15286,"sharesAndDeposits":37649816,"totalAssets":44274096,"officesInMetro":1,"memberShare":1.3,"answersNamingIt":3,"namedInShare":5,"shareOfLocalMentions":2.6,"gapPoints":1.3,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":3},"formerNameMentions":0} ], "otherHqCreditUnions": { "count": 26, "members": 109210, "memberShare": 9.5, "answersNamingAny": 11, "mentions": 13, "shareOfLocalMentions": 11.4, "named": [ {"name":"St. Paul Federal Credit Union","answersNamingIt":11}, {"name":"Heartland Credit Union","answersNamingIt":2} ] }, "creditUnionsHeadquarteredElsewhere": [ {"name":"Wings Financial Credit Union","ncuaName":"WINGS","charter":68671,"hqCity":"Colorado Springs","hqState":"CO","officesInMetro":21,"answersNamingIt":39,"namedInShare":65,"formerNameMentions":0}, {"name":"Connexus Credit Union","ncuaName":"CONNEXUS","charter":66538,"hqCity":"Wausau","hqState":"WI","officesInMetro":1,"answersNamingIt":18,"namedInShare":30,"formerNameMentions":0}, {"name":"Baxter Credit Union","ncuaName":"BAXTER","charter":68187,"hqCity":"Vernon Hills","hqState":"IL","officesInMetro":7,"answersNamingIt":5,"namedInShare":8.3,"formerNameMentions":0}, {"name":"Security Service Federal Credit Union","ncuaName":"SECURITY SERVICE","charter":11065,"hqCity":"San Antonio","hqState":"TX","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0} ], "formerNames": [ {"usedName":"Spire Credit Union","currentName":"Blaze Credit Union","charter":68651,"headquarteredInMetro":true,"answers":5,"source":{"label":"Blaze Credit Union: SPIRE and Hiway will rebrand as Blaze Credit Union","url":"https://blazecu.com/news/november-2023/spire-hiway-will-rebrand-as-blaze-credit-union"}}, {"usedName":"US Federal Credit Union","currentName":"TruStone Financial Credit Union","charter":68722,"headquarteredInMetro":true,"answers":3,"source":{"label":"CU Today: Two large Minnesota credit unions plan merger (Firefly, formerly US Federal, into TruStone)","url":"https://www.cutoday.info/Fresh-Today/Two-Large-Minnesota-Credit-Unions-Plan-Merger"}}, {"usedName":"Hiway Credit Union","currentName":"Blaze Credit Union","charter":68651,"headquarteredInMetro":true,"answers":2,"source":{"label":"Blaze Credit Union: SPIRE and Hiway will rebrand as Blaze Credit Union","url":"https://blazecu.com/news/november-2023/spire-hiway-will-rebrand-as-blaze-credit-union"}}, {"usedName":"Hiway Federal Credit Union","currentName":"Blaze Credit Union","charter":68651,"headquarteredInMetro":true,"answers":1,"source":{"label":"Blaze Credit Union: SPIRE and Hiway will rebrand as Blaze Credit Union","url":"https://blazecu.com/news/november-2023/spire-hiway-will-rebrand-as-blaze-credit-union"}} ], "answersUsingFormerName": 11, "unmatchedCreditUnionNames": [ {"name":"Sperry Credit Union","answers":9,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Minnesota Credit Union","answers":5,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Sperry Federal Credit Union","answers":3,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Hometown Federal Credit Union","answers":3,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Sunrise Banks Credit Union","answers":2,"note":"A bank's name presented as a credit union."}, {"name":"TCF Credit Union","answers":2,"note":"A bank's name presented as a credit union."}, {"name":"Consumers Credit Union","answers":2,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Highway Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Fifth Third Bank Credit Union","answers":1,"note":"A bank's name presented as a credit union."}, {"name":"University of Minnesota Federal Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Sperro Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."} ], "banks": {"answersNamingNationalBank":18,"answersNamingOnlineBank":0,"answersNamingAnyListedBank":18,"answersNamingListedBankAndNoLocalCu":2,"names":{"Fifth Third":12,"U.S. Bank":9,"Wells Fargo":7,"Chase":6}}, "answersNamingBankAsCreditUnion": 5, "eligibility": { "answersWithStatementAboutNamedCu": 26, "statementsReviewed": 11, "statementsMatchingCuPage": 5, "statementsDifferingFromCuPage": 6, "differingWhereCuOffersCatchAllRoute": 6, "differing": [ {"creditUnion":"Wings Financial Credit Union","assistant":"ChatGPT","question":"join-without-employer","excerpt":"Wings Financial Credit Union - Wings is open to anyone who lives or works in the state of Minnesota and offers a variety of financial products and services.","note":"Says anyone who lives or works in Minnesota can join; the page lists eligible Minnesota and Wisconsin counties (anyone else can join with a $5 foundation donation).","sourceUrl":"https://www.wingscu.com/membership","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Wings Financial Credit Union","assistant":"ChatGPT","question":"join-without-employer","excerpt":"Wings Financial Credit Union - This credit union allows membership for anyone who lives or works in the state of Minnesota, as well as their family members.","note":"Says anyone who lives or works in Minnesota can join; the page lists eligible Minnesota and Wisconsin counties (anyone else can join with a $5 foundation donation).","sourceUrl":"https://www.wingscu.com/membership","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Wings Financial Credit Union","assistant":"Gemini","question":"cu-vs-big-bank","excerpt":"Wings Financial Credit Union: One of the largest credit unions in Minnesota, originally for airline employees but now open to anyone in the aviation industry or those who join the \"Friends of Wings\" association.","note":"Says membership is open to people in the aviation industry or who join a \"Friends of Wings\" association, leaving out geographic eligibility; the page's catch-all is a $5 donation to the Wings Financial Foundation.","sourceUrl":"https://www.wingscu.com/membership","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Affinity Plus Federal Credit Union","assistant":"ChatGPT","question":"join-without-employer","excerpt":"Affinity Plus Federal Credit Union - This credit union is open to anyone who lives, works, worships, or attends school in Minnesota.","note":"Says anyone who lives, works or attends school in Minnesota can join; the page lists specific communities, organizations and schools (anyone else can join with a one-time $25 foundation payment).","sourceUrl":"https://www.affinityplus.org/personal/about-us/membership/become-a-member/eligibility","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Affinity Plus Federal Credit Union","assistant":"ChatGPT","question":"join-without-employer","excerpt":"Affinity Plus Federal Credit Union - They offer membership to anyone who lives, works, or attends school in Minnesota.","note":"Says anyone who lives, works or attends school in Minnesota can join; the page lists specific communities, organizations and schools (anyone else can join with a one-time $25 foundation payment).","sourceUrl":"https://www.affinityplus.org/personal/about-us/membership/become-a-member/eligibility","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Affinity Plus Federal Credit Union","assistant":"Gemini","question":"join-without-employer","excerpt":"How to Qualify: This is one of the easiest to join.","note":"Describes qualifying through a St. Paul Public Library group fee; the page lists no library route and describes a $25 Affinity Plus Foundation payment.","sourceUrl":"https://www.affinityplus.org/personal/about-us/membership/become-a-member/eligibility","pageCheckedOn":"2026-09-26"} ] }, "byQuestion": [ {"id":"first-checking","answers":12,"answersNamingAnyLocalCu":10,"answersNamingListedBank":3}, {"id":"join-without-employer","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":3}, {"id":"auto-loan","answers":12,"answersNamingAnyLocalCu":11,"answersNamingListedBank":0}, {"id":"first-home","answers":12,"answersNamingAnyLocalCu":11,"answersNamingListedBank":3}, {"id":"cu-vs-big-bank","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":9} ], "byAssistant": [ {"id":"chatgpt","answers":15,"answersNamingAnyLocalCu":13,"answersNamingLargest":12}, {"id":"gemini","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"claude","answers":15,"answersNamingAnyLocalCu":13,"answersNamingLargest":13}, {"id":"perplexity","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":7} ] }, { "slug": "madison-wi", "label": "Madison, WI", "counties": ["Dane County, WI"], "sourceUrls": ["https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip","https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data"], "ncua": {"hqCreditUnionCount":6,"hqMembers":719264,"hqSharesAndDeposits":13346789401,"hqTotalAssets":16018912811,"officesInMetro":71,"officesInMetroOfHqCus":57}, "answers": 60, "answersNamingAnyLocalCu": 60, "answersNamingNoLocalCu": 0, "localCuMentions": 128, "largestByMembers": {"name":"UW Credit Union","memberShare":55.2,"answersNamingIt":51,"shareOfLocalMentions":39.8}, "mostNamedLocal": {"name":"UW Credit Union","memberRank":1,"memberShare":55.2,"answersNamingIt":51,"shareOfLocalMentions":39.8}, "mostNamedHeadquarteredElsewhere": {"name":"Landmark Credit Union","ncuaName":"LANDMARK","charter":66751,"hqCity":"Brookfield","hqState":"WI","officesInMetro":1,"answersNamingIt":6,"namedInShare":10,"formerNameMentions":0}, "creditUnions": [ {"memberRank":1,"name":"UW Credit Union","ncuaName":"UNIVERSITY OF WISCONSIN","charter":66492,"hqCity":"Madison","hqCounty":"Dane","members":396812,"sharesAndDeposits":5815484634,"totalAssets":6716051700,"officesInMetro":21,"memberShare":55.2,"answersNamingIt":51,"namedInShare":85,"shareOfLocalMentions":39.8,"gapPoints":-15.4,"byAssistant":{"chatgpt":12,"gemini":15,"claude":9,"perplexity":15},"formerNameMentions":0}, {"memberRank":2,"name":"Summit Credit Union","ncuaName":"SUMMIT","charter":67190,"hqCity":"Cottage Grove","hqCounty":"Dane","members":281962,"sharesAndDeposits":6850128977,"totalAssets":8522236354,"officesInMetro":25,"memberShare":39.2,"answersNamingIt":29,"namedInShare":48.3,"shareOfLocalMentions":22.7,"gapPoints":-16.5,"byAssistant":{"chatgpt":7,"gemini":15,"claude":0,"perplexity":7},"formerNameMentions":0}, {"memberRank":3,"name":"Heartland Credit Union","ncuaName":"HEARTLAND","charter":66710,"hqCity":"Madison","hqCounty":"Dane","members":33674,"sharesAndDeposits":581773604,"totalAssets":666769825,"officesInMetro":8,"memberShare":4.7,"answersNamingIt":32,"namedInShare":53.3,"shareOfLocalMentions":25,"gapPoints":20.3,"byAssistant":{"chatgpt":0,"gemini":8,"claude":14,"perplexity":10},"formerNameMentions":22}, {"memberRank":4,"name":"Madison Credit Union","ncuaName":"MADISON","charter":66431,"hqCity":"Madison","hqCounty":"Dane","members":3117,"sharesAndDeposits":57425285,"totalAssets":65134605,"officesInMetro":1,"memberShare":0.4,"answersNamingIt":16,"namedInShare":26.7,"shareOfLocalMentions":12.5,"gapPoints":12.1,"byAssistant":{"chatgpt":7,"gemini":0,"claude":0,"perplexity":9},"formerNameMentions":0}, {"memberRank":5,"name":"WEA Credit Union","ncuaName":"WEA","charter":66677,"hqCity":"Madison","hqCounty":"Dane","members":2858,"sharesAndDeposits":37599429,"totalAssets":43247521,"officesInMetro":1,"memberShare":0.4,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-0.4,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":6,"name":"Madison Fire Department Credit Union","ncuaName":"MADISON FIRE DEPARTMENT","charter":66499,"hqCity":"Madison","hqCounty":"Dane","members":841,"sharesAndDeposits":4377472,"totalAssets":5472806,"officesInMetro":1,"memberShare":0.1,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-0.1,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0} ], "otherHqCreditUnions": {"count":0,"members":0,"memberShare":0,"answersNamingAny":0,"mentions":0,"shareOfLocalMentions":0,"named":[]}, "creditUnionsHeadquarteredElsewhere": [ {"name":"Landmark Credit Union","ncuaName":"LANDMARK","charter":66751,"hqCity":"Brookfield","hqState":"WI","officesInMetro":1,"answersNamingIt":6,"namedInShare":10,"formerNameMentions":0}, {"name":"Co-Op Credit Union","ncuaName":"CO-OP","charter":66983,"hqCity":"Black River Falls","hqState":"WI","officesInMetro":0,"answersNamingIt":4,"namedInShare":6.7,"formerNameMentions":0}, {"name":"Covantage Credit Union","ncuaName":"COVANTAGE","charter":66848,"hqCity":"Antigo","hqState":"WI","officesInMetro":0,"answersNamingIt":3,"namedInShare":5,"formerNameMentions":0}, {"name":"Royal Credit Union","ncuaName":"ROYAL","charter":66834,"hqCity":"Eau Claire","hqState":"WI","officesInMetro":0,"answersNamingIt":3,"namedInShare":5,"formerNameMentions":0}, {"name":"Westconsin Credit Union","ncuaName":"WESTCONSIN","charter":66742,"hqCity":"Menomonie","hqState":"WI","officesInMetro":0,"answersNamingIt":3,"namedInShare":5,"formerNameMentions":0}, {"name":"Connexus Credit Union","ncuaName":"CONNEXUS","charter":66538,"hqCity":"Wausau","hqState":"WI","officesInMetro":2,"answersNamingIt":2,"namedInShare":3.3,"formerNameMentions":0}, {"name":"Veridian Credit Union","ncuaName":"VERIDIAN","charter":64418,"hqCity":"Waterloo","hqState":"IA","officesInMetro":0,"answersNamingIt":2,"namedInShare":3.3,"formerNameMentions":0} ], "formerNames": [ {"usedName":"Dane County Credit Union","currentName":"Heartland Credit Union","charter":66710,"headquarteredInMetro":true,"answers":22,"source":{"label":"NCUA docket: Proposed merger of Dane County Credit Union into Heartland Credit Union","url":"https://www.regulations.gov/docket/NCUA-2021-0169"}} ], "answersUsingFormerName": 22, "unmatchedCreditUnionNames": [ {"name":"Madison Community Credit Union","answers":14,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Monona Credit Union","answers":3,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"University Credit Union","answers":3,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Capital Credit Union","answers":2,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Dane County and Madison Community Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Cooperative Central Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Madison-area Community Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Consumers Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Educators Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."} ], "banks": {"answersNamingNationalBank":10,"answersNamingOnlineBank":0,"answersNamingAnyListedBank":10,"answersNamingListedBankAndNoLocalCu":0,"names":{"Chase":9,"U.S. Bank":7,"Bank of America":6,"Wells Fargo":4,"BMO":1}}, "answersNamingBankAsCreditUnion": 0, "eligibility": { "answersWithStatementAboutNamedCu": 28, "statementsReviewed": 6, "statementsMatchingCuPage": 5, "statementsDifferingFromCuPage": 1, "differingWhereCuOffersCatchAllRoute": 0, "differing": [ {"creditUnion":"UW Credit Union","assistant":"ChatGPT","question":"join-without-employer","excerpt":"For example, University of Wisconsin Credit Union allows membership to anyone who lives or works in certain counties in Wisconsin, including Dane County.","note":"Says eligibility is by living or working in certain Wisconsin counties including Dane County; the page describes distance from a branch, education, employer and family pathways, not counties.","sourceUrl":"https://www.uwcu.org/about-us/become-a-member/membership-eligibility","pageCheckedOn":"2026-09-26"} ] }, "byQuestion": [ {"id":"first-checking","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"join-without-employer","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"auto-loan","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"first-home","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"cu-vs-big-bank","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":10} ], "byAssistant": [ {"id":"chatgpt","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":12}, {"id":"gemini","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"claude","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":9}, {"id":"perplexity","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15} ] }, { "slug": "richmond-va", "label": "Richmond, VA", "counties": ["City of Richmond, VA","Henrico County, VA","Chesterfield County, VA","Hanover County, VA"], "sourceUrls": ["https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip","https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data"], "ncua": {"hqCreditUnionCount":12,"hqMembers":633642,"hqSharesAndDeposits":8415346391,"hqTotalAssets":9643732025,"officesInMetro":70,"officesInMetroOfHqCus":62}, "answers": 60, "answersNamingAnyLocalCu": 54, "answersNamingNoLocalCu": 6, "localCuMentions": 139, "largestByMembers": {"name":"Virginia Credit Union","memberShare":75.8,"answersNamingIt":54,"shareOfLocalMentions":38.8}, "mostNamedLocal": {"name":"Virginia Credit Union","memberRank":1,"memberShare":75.8,"answersNamingIt":54,"shareOfLocalMentions":38.8}, "mostNamedHeadquarteredElsewhere": {"name":"Chartway Credit Union","ncuaName":"CHARTWAY","charter":13242,"hqCity":"Virginia Beach","hqState":"VA","officesInMetro":0,"answersNamingIt":4,"namedInShare":6.7,"formerNameMentions":0}, "creditUnions": [ {"memberRank":1,"name":"Virginia Credit Union","ncuaName":"VIRGINIA","charter":24962,"hqCity":"North Chesterfield","hqCounty":"Chesterfield","members":480100,"sharesAndDeposits":6406621824,"totalAssets":7373457463,"officesInMetro":19,"memberShare":75.8,"answersNamingIt":54,"namedInShare":90,"shareOfLocalMentions":38.8,"gapPoints":-37,"byAssistant":{"chatgpt":15,"gemini":15,"claude":9,"perplexity":15},"formerNameMentions":0}, {"memberRank":2,"name":"Argent Federal Credit Union","ncuaName":"ARGENT","charter":24313,"hqCity":"Chester","hqCounty":"Chesterfield","members":35330,"sharesAndDeposits":517385430,"totalAssets":571826165,"officesInMetro":9,"memberShare":5.6,"answersNamingIt":19,"namedInShare":31.7,"shareOfLocalMentions":13.7,"gapPoints":8.1,"byAssistant":{"chatgpt":0,"gemini":11,"claude":0,"perplexity":8},"formerNameMentions":0}, {"memberRank":3,"name":"Henrico Federal Credit Union","ncuaName":"HENRICO","charter":18175,"hqCity":"Henrico","hqCounty":"Henrico","members":31656,"sharesAndDeposits":447640080,"totalAssets":499712335,"officesInMetro":9,"memberShare":5,"answersNamingIt":1,"namedInShare":1.7,"shareOfLocalMentions":0.7,"gapPoints":-4.3,"byAssistant":{"chatgpt":0,"gemini":1,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":4,"name":"Call Federal Credit Union","ncuaName":"CALL","charter":15209,"hqCity":"Glen Allen","hqCounty":"Henrico","members":27508,"sharesAndDeposits":497747330,"totalAssets":557104786,"officesInMetro":8,"memberShare":4.3,"answersNamingIt":26,"namedInShare":43.3,"shareOfLocalMentions":18.7,"gapPoints":14.4,"byAssistant":{"chatgpt":0,"gemini":15,"claude":0,"perplexity":11},"formerNameMentions":9}, {"memberRank":5,"name":"Dominion Energy Credit Union","ncuaName":"DOMINION ENERGY CREDIT UNION","charter":66973,"hqCity":"North Chesterfield","hqCounty":"Chesterfield","members":20686,"sharesAndDeposits":278371521,"totalAssets":336420986,"officesInMetro":4,"memberShare":3.3,"answersNamingIt":8,"namedInShare":13.3,"shareOfLocalMentions":5.8,"gapPoints":2.5,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":8},"formerNameMentions":0}, {"memberRank":6,"name":"Connects Federal Credit Union","ncuaName":"CONNECTS","charter":6670,"hqCity":"Richmond","hqCounty":"Henrico","members":15858,"sharesAndDeposits":91359435,"totalAssets":98053230,"officesInMetro":3,"memberShare":2.5,"answersNamingIt":11,"namedInShare":18.3,"shareOfLocalMentions":7.9,"gapPoints":5.4,"byAssistant":{"chatgpt":0,"gemini":2,"claude":0,"perplexity":9},"formerNameMentions":0}, {"memberRank":7,"name":"RVA Financial Federal Credit Union","ncuaName":"RVA FINANCIAL","charter":6878,"hqCity":"Richmond","hqCounty":"Richmond City","members":10517,"sharesAndDeposits":73064050,"totalAssets":82715751,"officesInMetro":2,"memberShare":1.7,"answersNamingIt":2,"namedInShare":3.3,"shareOfLocalMentions":1.4,"gapPoints":-0.3,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":2},"formerNameMentions":0}, {"memberRank":8,"name":"Credit Union of Richmond","ncuaName":"CREDIT UNION OF RICHMOND INCORPORAT","charter":66929,"hqCity":"Richmond","hqCounty":"Richmond City","members":3908,"sharesAndDeposits":53706861,"totalAssets":64613439,"officesInMetro":1,"memberShare":0.6,"answersNamingIt":18,"namedInShare":30,"shareOfLocalMentions":12.9,"gapPoints":12.3,"byAssistant":{"chatgpt":4,"gemini":1,"claude":0,"perplexity":13},"formerNameMentions":5}, {"memberRank":9,"name":"Virginia United Methodist Credit Union","ncuaName":"VIRGINIA UNITED METHODIST","charter":62536,"hqCity":"North Chesterfield","hqCounty":"Chesterfield","members":2796,"sharesAndDeposits":13454088,"totalAssets":15014123,"officesInMetro":1,"memberShare":0.4,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-0.4,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0}, {"memberRank":10,"name":"Virginia State University Federal Credit Union","ncuaName":"VIRGINIA STATE UNIVERSITY","charter":3029,"hqCity":"South Chesterfield","hqCounty":"Chesterfield","members":1880,"sharesAndDeposits":11692968,"totalAssets":12996808,"officesInMetro":2,"memberShare":0.3,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-0.3,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0} ], "otherHqCreditUnions": {"count":2,"members":3403,"memberShare":0.6,"answersNamingAny":0,"mentions":0,"shareOfLocalMentions":0,"named":[]}, "creditUnionsHeadquarteredElsewhere": [ {"name":"Chartway Credit Union","ncuaName":"CHARTWAY","charter":13242,"hqCity":"Virginia Beach","hqState":"VA","officesInMetro":0,"answersNamingIt":4,"namedInShare":6.7,"formerNameMentions":0}, {"name":"Members 1st Credit Union","ncuaName":"MEMBERS 1ST","charter":6694,"hqCity":"Enola","hqState":"PA","officesInMetro":0,"answersNamingIt":3,"namedInShare":5,"formerNameMentions":0}, {"name":"Nasa Credit Union","ncuaName":"NASA","charter":6328,"hqCity":"Upper Marlboro","hqState":"MD","officesInMetro":0,"answersNamingIt":2,"namedInShare":3.3,"formerNameMentions":0}, {"name":"Alliant Credit Union","ncuaName":"ALLIANT","charter":67955,"hqCity":"Chicago","hqState":"IL","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Central Virginia Credit Union","ncuaName":"CENTRAL VIRGINIA","charter":22307,"hqCity":"Lynchburg","hqState":"VA","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Commonwealth One Credit Union","ncuaName":"COMMONWEALTH ONE","charter":5134,"hqCity":"Alexandria","hqState":"VA","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Connexus Credit Union","ncuaName":"CONNEXUS","charter":66538,"hqCity":"Wausau","hqState":"WI","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Navy Federal Credit Union","ncuaName":"NAVY FEDERAL CREDIT UNION","charter":5536,"hqCity":"Vienna","hqState":"VA","officesInMetro":2,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"PenFed Credit Union","ncuaName":"PENTAGON","charter":227,"hqCity":"Mclean","hqState":"VA","officesInMetro":0,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0} ], "formerNames": [ {"usedName":"RiverTrace Federal Credit Union","currentName":"Call Federal Credit Union","charter":15209,"headquarteredInMetro":true,"answers":9,"source":{"label":"Virginia Credit Union League: Call Federal, RiverTrace credit unions finalize merger details (2020)","url":"https://www.vacul.org/news-releases?article_id=61"}}, {"usedName":"Richmond Postal Credit Union","currentName":"Credit Union of Richmond","charter":66929,"headquarteredInMetro":true,"answers":5,"source":{"label":"Wikipedia: Credit Union of Richmond (formerly Richmond Postal Credit Union)","url":"https://en.wikipedia.org/wiki/Credit_Union_of_Richmond"}} ], "answersUsingFormerName": 14, "unmatchedCreditUnionNames": [ {"name":"Xenith Bank Credit Union","answers":12,"note":"A bank's name presented as a credit union."}, {"name":"Dominion Employees Credit Union","answers":5,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Richmond Federal Credit Union","answers":3,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Dominion Radon Credit Union","answers":2,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Dominion Credit Union","answers":2,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Carpenter's Credit Union","answers":2,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Carpenter Credit Union","answers":2,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Richmond Metro Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"VCU Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"C&F Credit Union","answers":1,"note":"A bank's name presented as a credit union."}, {"name":"Dominion Employees' Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Piedmont Community Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Choice Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."} ], "banks": {"answersNamingNationalBank":11,"answersNamingOnlineBank":0,"answersNamingAnyListedBank":11,"answersNamingListedBankAndNoLocalCu":2,"names":{"Bank of America":11,"Wells Fargo":11,"Truist":3,"Chase":2}}, "answersNamingBankAsCreditUnion": 13, "eligibility": { "answersWithStatementAboutNamedCu": 23, "statementsReviewed": 8, "statementsMatchingCuPage": 4, "statementsDifferingFromCuPage": 4, "differingWhereCuOffersCatchAllRoute": 4, "differing": [ {"creditUnion":"Virginia Credit Union","assistant":"ChatGPT","question":"join-without-employer","excerpt":"For example, Virginia Credit Union is open to anyone who lives, works, or attends school in Virginia.","note":"Says anyone who lives, works or attends school in Virginia can join; the page lists specific cities and counties (anyone else can join through the American Consumer Council, fee paid by VACU).","sourceUrl":"https://www.vacu.org/membership","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Virginia Credit Union","assistant":"ChatGPT","question":"join-without-employer","excerpt":"For example, Virginia Credit Union allows anyone who lives, works, worships, or attends school in Virginia to become a member.","note":"Says anyone who lives, works or attends school in Virginia can join; the page lists specific cities and counties (anyone else can join through the American Consumer Council, fee paid by VACU).","sourceUrl":"https://www.vacu.org/membership","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Virginia Credit Union","assistant":"Gemini","question":"join-without-employer","excerpt":"How to Qualify: VACU has very broad eligibility.","note":"Says you can qualify by joining the Virginia Credit Union League with a small donation; the page describes an American Consumer Council route with the fee paid by VACU.","sourceUrl":"https://www.vacu.org/membership","pageCheckedOn":"2026-09-26"}, {"creditUnion":"Virginia Credit Union","assistant":"Gemini","question":"join-without-employer","excerpt":"How to Qualify: You can typically join VACU if you live, work, worship, or attend school in one of the many counties and cities they serve in Virginia, which includes the entire Richmond metropolitan area.","note":"Says you can qualify by joining the Virginia Credit Union League with a small donation; the page describes an American Consumer Council route with the fee paid by VACU.","sourceUrl":"https://www.vacu.org/membership","pageCheckedOn":"2026-09-26"} ] }, "byQuestion": [ {"id":"first-checking","answers":12,"answersNamingAnyLocalCu":11,"answersNamingListedBank":0}, {"id":"join-without-employer","answers":12,"answersNamingAnyLocalCu":10,"answersNamingListedBank":0}, {"id":"auto-loan","answers":12,"answersNamingAnyLocalCu":11,"answersNamingListedBank":0}, {"id":"first-home","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"cu-vs-big-bank","answers":12,"answersNamingAnyLocalCu":10,"answersNamingListedBank":11} ], "byAssistant": [ {"id":"chatgpt","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"gemini","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"claude","answers":15,"answersNamingAnyLocalCu":9,"answersNamingLargest":9}, {"id":"perplexity","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15} ] }, { "slug": "austin-tx", "label": "Austin, TX", "counties": ["Travis County, TX","Williamson County, TX","Hays County, TX"], "sourceUrls": ["https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip","https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data"], "ncua": {"hqCreditUnionCount":17,"hqMembers":1054782,"hqSharesAndDeposits":12780108704,"hqTotalAssets":15708632422,"officesInMetro":154,"officesInMetroOfHqCus":120}, "answers": 60, "answersNamingAnyLocalCu": 58, "answersNamingNoLocalCu": 2, "localCuMentions": 163, "largestByMembers": {"name":"University Federal Credit Union (UFCU)","memberShare":40.8,"answersNamingIt":35,"shareOfLocalMentions":21.5}, "mostNamedLocal": {"name":"University Federal Credit Union (UFCU)","memberRank":1,"memberShare":40.8,"answersNamingIt":35,"shareOfLocalMentions":21.5}, "mostNamedHeadquarteredElsewhere": {"name":"Empower Credit Union","ncuaName":"EMPOWER","charter":3025,"hqCity":"Syracuse","hqState":"NY","officesInMetro":0,"answersNamingIt":5,"namedInShare":8.3,"formerNameMentions":0}, "creditUnions": [ {"memberRank":1,"name":"University Federal Credit Union (UFCU)","ncuaName":"UNIVERSITY","charter":1367,"hqCity":"Austin","hqCounty":"Travis","members":429865,"sharesAndDeposits":3462800178,"totalAssets":4269250552,"officesInMetro":26,"memberShare":40.8,"answersNamingIt":35,"namedInShare":58.3,"shareOfLocalMentions":21.5,"gapPoints":-19.3,"byAssistant":{"chatgpt":13,"gemini":15,"claude":0,"perplexity":7},"formerNameMentions":0}, {"memberRank":2,"name":"A+ Federal Credit Union","ncuaName":"A+","charter":6178,"hqCity":"Austin","hqCounty":"Travis","members":191614,"sharesAndDeposits":2061691752,"totalAssets":2577534190,"officesInMetro":20,"memberShare":18.2,"answersNamingIt":4,"namedInShare":6.7,"shareOfLocalMentions":2.5,"gapPoints":-15.7,"byAssistant":{"chatgpt":0,"gemini":2,"claude":0,"perplexity":2},"formerNameMentions":0}, {"memberRank":3,"name":"Austin Telco Federal Credit Union","ncuaName":"AUSTIN TELCO","charter":4584,"hqCity":"Austin","hqCounty":"Travis","members":94219,"sharesAndDeposits":2118385959,"totalAssets":2537309626,"officesInMetro":21,"memberShare":8.9,"answersNamingIt":29,"namedInShare":48.3,"shareOfLocalMentions":17.8,"gapPoints":8.9,"byAssistant":{"chatgpt":3,"gemini":15,"claude":0,"perplexity":11},"formerNameMentions":0}, {"memberRank":4,"name":"United Heritage Credit Union","ncuaName":"UNITED HERITAGE","charter":68251,"hqCity":"Austin","hqCounty":"Travis","members":84014,"sharesAndDeposits":1339510424,"totalAssets":1708127194,"officesInMetro":10,"memberShare":8,"answersNamingIt":8,"namedInShare":13.3,"shareOfLocalMentions":4.9,"gapPoints":-3.1,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":8},"formerNameMentions":0}, {"memberRank":5,"name":"Greater Texas Federal Credit Union","ncuaName":"GREATER TEXAS","charter":7590,"hqCity":"Austin","hqCounty":"Travis","members":73634,"sharesAndDeposits":906829591,"totalAssets":995412135,"officesInMetro":7,"memberShare":7,"answersNamingIt":23,"namedInShare":38.3,"shareOfLocalMentions":14.1,"gapPoints":7.1,"byAssistant":{"chatgpt":4,"gemini":12,"claude":0,"perplexity":7},"formerNameMentions":4}, {"memberRank":6,"name":"Velocity Credit Union","ncuaName":"VELOCITY","charter":68359,"hqCity":"Austin","hqCounty":"Travis","members":69112,"sharesAndDeposits":872352142,"totalAssets":1089910478,"officesInMetro":7,"memberShare":6.6,"answersNamingIt":8,"namedInShare":13.3,"shareOfLocalMentions":4.9,"gapPoints":-1.7,"byAssistant":{"chatgpt":0,"gemini":5,"claude":0,"perplexity":3},"formerNameMentions":0}, {"memberRank":7,"name":"Amplify Credit Union","ncuaName":"AMPLIFY","charter":68681,"hqCity":"Austin","hqCounty":"Travis","members":45844,"sharesAndDeposits":912688470,"totalAssets":1260131156,"officesInMetro":5,"memberShare":4.3,"answersNamingIt":20,"namedInShare":33.3,"shareOfLocalMentions":12.3,"gapPoints":8,"byAssistant":{"chatgpt":4,"gemini":0,"claude":13,"perplexity":3},"formerNameMentions":0}, {"memberRank":8,"name":"Public Employees Credit Union (PECU)","ncuaName":"PECU","charter":67428,"hqCity":"Austin","hqCounty":"Travis","members":20783,"sharesAndDeposits":368741308,"totalAssets":431392527,"officesInMetro":5,"memberShare":2,"answersNamingIt":3,"namedInShare":5,"shareOfLocalMentions":1.8,"gapPoints":-0.2,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":3},"formerNameMentions":0}, {"memberRank":9,"name":"Capitol Credit Union","ncuaName":"CAPITOL","charter":67865,"hqCity":"Austin","hqCounty":"Travis","members":13690,"sharesAndDeposits":203616074,"totalAssets":233880844,"officesInMetro":3,"memberShare":1.3,"answersNamingIt":11,"namedInShare":18.3,"shareOfLocalMentions":6.7,"gapPoints":5.4,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":11},"formerNameMentions":0}, {"memberRank":10,"name":"Government Employees Federal Credit Union","ncuaName":"GOVERNMENT EMPLOYEES","charter":24465,"hqCity":"Austin","hqCounty":"Travis","members":9382,"sharesAndDeposits":169544241,"totalAssets":189361297,"officesInMetro":6,"memberShare":0.9,"answersNamingIt":0,"namedInShare":0,"shareOfLocalMentions":0,"gapPoints":-0.9,"byAssistant":{"chatgpt":0,"gemini":0,"claude":0,"perplexity":0},"formerNameMentions":0} ], "otherHqCreditUnions": { "count": 7, "members": 22625, "memberShare": 2.2, "answersNamingAny": 20, "mentions": 22, "shareOfLocalMentions": 13.5, "named": [ {"name":"Travis County Credit Union","answersNamingIt":2}, {"name":"Austin Federal Credit Union","answersNamingIt":20} ] }, "creditUnionsHeadquarteredElsewhere": [ {"name":"Empower Credit Union","ncuaName":"EMPOWER","charter":3025,"hqCity":"Syracuse","hqState":"NY","officesInMetro":0,"answersNamingIt":5,"namedInShare":8.3,"formerNameMentions":0}, {"name":"Connexus Credit Union","ncuaName":"CONNEXUS","charter":66538,"hqCity":"Wausau","hqState":"WI","officesInMetro":0,"answersNamingIt":3,"namedInShare":5,"formerNameMentions":0}, {"name":"Texas Dow Employees Credit Union (TDECU)","ncuaName":"TEXAS DOW EMPLOYEES","charter":60705,"hqCity":"Houston","hqState":"TX","officesInMetro":0,"answersNamingIt":3,"namedInShare":5,"formerNameMentions":0}, {"name":"Nizari Progressive Credit Union","ncuaName":"NIZARI PROGRESSIVE","charter":24384,"hqCity":"Sugar Land","hqState":"TX","officesInMetro":2,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0}, {"name":"Randolph-Brooks Federal Credit Union (RBFCU)","ncuaName":"RANDOLPH-BROOKS","charter":8111,"hqCity":"Live Oak","hqState":"TX","officesInMetro":19,"answersNamingIt":1,"namedInShare":1.7,"formerNameMentions":0} ], "formerNames": [ {"usedName":"Aggieland Credit Union","currentName":"Greater Texas Federal Credit Union","charter":7590,"headquarteredInMetro":true,"answers":4,"source":{"label":"NCUA 5300 branch or trade-name file, June 30, 2026","url":"https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip"}} ], "answersUsingFormerName": 4, "unmatchedCreditUnionNames": [ {"name":"Austin Energy Credit Union","answers":14,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Texas Credit Union","answers":12,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Choice Credit Union","answers":3,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Austin Area Teachers Federal Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."}, {"name":"Austin Energy Federal Credit Union","answers":1,"note":"No credit union under this name in NCUA's June 30, 2026 list."} ], "banks": {"answersNamingNationalBank":9,"answersNamingOnlineBank":0,"answersNamingAnyListedBank":9,"answersNamingListedBankAndNoLocalCu":0,"names":{"Bank of America":9,"Chase":8,"Wells Fargo":8}}, "answersNamingBankAsCreditUnion": 0, "eligibility": {"answersWithStatementAboutNamedCu":33,"statementsReviewed":0,"statementsMatchingCuPage":0,"statementsDifferingFromCuPage":0,"differingWhereCuOffersCatchAllRoute":0,"differing":[]}, "byQuestion": [ {"id":"first-checking","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"join-without-employer","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"auto-loan","answers":12,"answersNamingAnyLocalCu":11,"answersNamingListedBank":0}, {"id":"first-home","answers":12,"answersNamingAnyLocalCu":12,"answersNamingListedBank":0}, {"id":"cu-vs-big-bank","answers":12,"answersNamingAnyLocalCu":11,"answersNamingListedBank":9} ], "byAssistant": [ {"id":"chatgpt","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":13}, {"id":"gemini","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":15}, {"id":"claude","answers":15,"answersNamingAnyLocalCu":13,"answersNamingLargest":0}, {"id":"perplexity","answers":15,"answersNamingAnyLocalCu":15,"answersNamingLargest":7} ] } ], "sources": [ {"label":"NCUA 5300 Call Report quarterly data, quarter ended June 30, 2026 (zip)","url":"https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip","kind":"members"}, {"label":"NCUA: Credit union and corporate call report data, quarterly data","url":"https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data","kind":"members"}, {"label":"The Spokesman-Review: Spokane Federal Credit Union changes name to Canopy Credit Union (2019)","url":"https://www.spokesman.com/stories/2019/apr/22/spokane-federal-credit-union-changes-name-to-canop/","kind":"former-name"}, {"label":"Virginia Credit Union League: Call Federal, RiverTrace credit unions finalize merger details (2020)","url":"https://www.vacul.org/news-releases?article_id=61","kind":"former-name"}, {"label":"NCUA: Plan of merger of Schools Financial Credit Union into SchoolsFirst Federal Credit Union","url":"https://ncua.gov/files/publications/schoolsfirst-schools-financial-application.pdf","kind":"former-name"}, {"label":"Canyon View Credit Union: Our brand","url":"https://www.canyonviewcu.com/brand","kind":"former-name"}, {"label":"GoWest Association: Advantis and Rivermark merger becomes official (2024)","url":"https://gowestassociation.org/2024/10/04/merger-of-advantis-and-rivermark-becomes-official/","kind":"former-name"}, {"label":"NCUA docket: Proposed merger of Dane County Credit Union into Heartland Credit Union","url":"https://www.regulations.gov/docket/NCUA-2021-0169","kind":"former-name"}, {"label":"Wikipedia: Credit Union of Richmond (formerly Richmond Postal Credit Union)","url":"https://en.wikipedia.org/wiki/Credit_Union_of_Richmond","kind":"former-name"}, {"label":"Blaze Credit Union: SPIRE and Hiway will rebrand as Blaze Credit Union","url":"https://blazecu.com/news/november-2023/spire-hiway-will-rebrand-as-blaze-credit-union","kind":"former-name"}, {"label":"CU Today: Two large Minnesota credit unions plan merger (Firefly, formerly US Federal, into TruStone)","url":"https://www.cutoday.info/Fresh-Today/Two-Large-Minnesota-Credit-Unions-Plan-Merger","kind":"former-name"}, {"label":"Canopy Credit Union: membership eligibility (checked 2026-09-26)","url":"https://www.canopycu.com/become-a-member/","kind":"eligibility"}, {"label":"Affinity Plus Federal Credit Union: membership eligibility (checked 2026-09-26)","url":"https://www.affinityplus.org/personal/about-us/membership/become-a-member/eligibility","kind":"eligibility"}, {"label":"Virginia Credit Union: membership eligibility (checked 2026-09-26)","url":"https://www.vacu.org/membership","kind":"eligibility"}, {"label":"WSECU: membership eligibility (checked 2026-09-26)","url":"https://wsecu.org/join-wsecu","kind":"eligibility"}, {"label":"Golden 1 Credit Union: membership eligibility (checked 2026-09-26)","url":"https://www.golden1.com/join-us","kind":"eligibility"}, {"label":"OnPoint Community Credit Union: membership eligibility (checked 2026-09-26)","url":"https://www.onpointcu.com/membership/","kind":"eligibility"}, {"label":"Unitus Community Credit Union: membership eligibility (checked 2026-09-26)","url":"https://www.unitusccu.com/join-unitus/","kind":"eligibility"}, {"label":"UW Credit Union: membership eligibility (checked 2026-09-26)","url":"https://www.uwcu.org/about-us/become-a-member/membership-eligibility","kind":"eligibility"}, {"label":"Wings Financial Credit Union: membership eligibility (checked 2026-09-26)","url":"https://www.wingscu.com/membership","kind":"eligibility"} ], "excerptNote": "Quoted excerpts are trimmed to one sentence, with markdown, citation markers and dashes normalized. Full answer text is kept in MentionedOn's evidence files.", "limitations": ["Answers vary between runs. Each metro has 60 sampled answers (5 questions, 4 assistants, 3 samples each), not every question people ask.","Answers came from the assistants' APIs through OpenRouter using lower-cost model tiers; the consumer ChatGPT, Gemini, Claude and Perplexity apps can answer differently, especially when they browse.","Member share compares credit unions headquartered in the listed counties. NCUA reports each credit union's totals, not totals per branch, so it is not a local market share, and credit unions headquartered elsewhere with local branches are shown separately without a member share.","Names were matched to NCUA charters with aliases and a capitalization rule; a credit union named in an unusual way may be missed. Every match is kept in the audit file.","Eligibility statements were reviewed for the nine credit unions whose membership pages we checked; a statement is counted as differing only where that page, checked on the date shown, says something else. Statements about other credit unions were not judged.","Gemini reached the 700-token answer limit in 76 of its 120 answers, usually in closing advice after its list; names after the cut would be missed.","AI answers are AI output, not endorsements or rankings by MentionedOn."] }